Privacy Policy

1. Introduction

Welcome to LoanCalc ("we", "us", or "our"). We operate the website https://loancalculator.app (the "Service"). This Privacy Policy explains how we handle information when you use our Service.

2. Information We Collect

LoanCalc is a client-side tool. All loan calculations are performed entirely in your browser. We do not collect, store, or transmit any loan amounts, personal financial data, or personally identifiable information (PII) that you enter into the calculator.

We may automatically collect non-personal usage data such as:

• Browser type and version
• Operating system
• Pages visited and time spent
• Referring URL
• Approximate geographic location (country/region)

3. Cookies

We use cookies and similar tracking technologies to improve your experience. These include:

• Google AdSense: We display ads served by Google AdSense. Google may use cookies to personalise ads based on your browsing history. You can opt out via Google Ad Settings.
• Analytics: We may use Google Analytics to understand how visitors use our site. Data is aggregated and anonymised.

4. Third-Party Advertising

We use Google AdSense to display advertisements. Google and its partners may use cookies to serve ads based on your prior visits to this website or other sites. To opt out of interest-based advertising, visit aboutads.info/choices or networkadvertising.org/choices.

5. How We Use Information

The non-personal data we collect is used to:

• Analyse and improve the performance of our Service
• Understand which features are most useful to visitors
• Display relevant advertisements via Google AdSense
• Ensure technical functionality and security

6. Data Sharing

We do not sell, trade, or rent any user data to third parties. We may share aggregated, non-identifiable data with analytics and advertising partners (Google) as described above.

7. Children's Privacy

Our Service is not directed to children under the age of 13. We do not knowingly collect personal information from children.

8. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, or delete any personal data we hold about you. Since we do not collect PII, there is typically no data to retrieve. For questions, please contact us.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes acceptance.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us via our Contact page.